The FICA Tip Credit lets qualifying food and beverage employers recover thousands of dollars in tax savings by claiming back the employer-paid portion of Social Security and Medicare taxes on employee tips. Most businesses miss out, not because they aren’t eligible, but because the process is complicated, manual and full of compliance risk.
Rubix automates the entire process, from treasury account setup to IRS refund disbursement, so you can get what you’re owed without the paperwork.
.png)
The FICA Tip Creditis a federal IRS program that returns money to qualifying food and beverage businesses that pay taxes on reported tips. If you run a business and your staff reports tips earned from providing, delivering or serving food or beverages, you’re probably eligible.
Some refer to this as the employee tip tax credit, but the IRS specifically calls it the FICA Tip Credit.
Want a deep dive into the program? Read more in our article: What is FICA Tip Credit?
Claiming the credit requires more than filling out a form. To qualify, you’ll need:
.png)
A compliant treasury account tax refund structure
IRS-compliant routing of potential refunds
KYC/KYB identity verification
Fee deduction workflows
Documentation ready in case of a FICA Tax Tip audit
Traditional payroll platforms and banks just aren’t built for this. But Rubix is.
Rubix handles the entire FICA Tax Tip flow for you:
Want a breakdown of the steps? Read our guide on how to claim the FICA Tip Credit
See How It Works.png)
Curious how we automate it all?
Learn how we automate the FICA Tax Tip refund process
Rubix is built for businesses and professionals who qualify for the FICA Tip Credit for Restaurants and other qualifying food and beverage employers with tipped staff.
If you’re unsure whether you qualify, check out our eligibility guide
Check Eligibility NowHave questions about timelines, disbursement flow or compliance? We’ve answered them in our full FICA Tip Credit FAQ
Also explore our blog post on common mistakes people make when trying to claim the FICA Tip Credit
The FICA Tip Credit is a tax credit program that allows qualifying food and beverage businesses to reclaim FICA taxes paid on certain reported tips. If your employees report tips they receive for providing, delivering or serving food and beverages and you pay Social Security and Medicare taxes on those tips, you're likely eligible.
Rubix simplifies the FICA Tip Credit process. From onboarding and treasury setup to IRS refund routing, we automate it all. Check out our step-by-step guide.
Yes. Rubix handles every step of your FICA Tip Credit refund process, from fund flow logic to partner fee deductions, completely automated and IRS-compliant.
Rubix provides full audit logs, structured compliance and documentation from the start, so you're covered long before the IRS ever asks
Most restaurants, hospitality businesses and other tipped wage employers qualify. If you're unsure, our eligibility page breaks it down.
These terms are often used interchangeably, but the FICA Tip Credit is specific to employer-paid FICA taxes. We explain this in more detail in our blog.
%201%20(2).png)
If you’re paying taxes on employee tips, you could be owed thousands. Rubix handles everything so you don’t have to
Start Your Claim Now
223.png)
Copyright © 2025 All rights reserved
yt.png)
