The FICA Tip Credit allows businesses to recover thousands in IRS refunds for taxes paid on employee tips, but most never claim it due to the complexity of the process.
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Rubix powers the entire refund flow, from submission through Anchor Tax Services to disbursement, so business owners and operators don’t have to manage it themselves.
Start Your FICA Tip Credit ClaimRubix is the preferred banking and treasury partner for operators who need speed, scale and compliance all in one place.
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Why settle for outdated banking? Rubix is a next-generation platform designed to streamline the most complex financial flows with automation, compliance and flexibility at its core.
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Automated treasury accounts for IRS-compliant fund routing
Faster Access to IRS refunds and other financial payouts
Same-day payouts for financial professionals and brokers supporting client refunds
Designed for real-life finance. Built to move with you.
Join the WaitlistAvoid banking headaches with secure, IRS-ready personal and business treasury accounts, pre-configured for compliance and payout routing.
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Rubix partners with Anchor Accounting Services to streamline refund access and provide fast-track funding during times of crisis, supporting individuals and businesses when it matters most.
Same-day payouts for financial professionals and brokers helping clients with their tax needs, delivered through fully automated treasury workflows.
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Rubix is the banking engine behind the Anchor Group’s venture ecosystem, powering the brands reshaping the future of work and finance.
Tax credit, compliance and accounting services for growing businesses
Payroll and benefits for SMBs and gig workers
Alternative credit-building tools for individuals and SMBs
Professional referral network, turning trusted connections into new income
Rubix simplifies financial payouts, streamlines compliance processes, supports tax services and more.
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Rubix is a purpose-built digital banking infrastructure for professionals and businesses navigating complex financial flows with compliance, speed and scale in mind.
Track payouts, unlock credits, and stay IRS-compliant automatically.
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Get your IRS refunds with no paperwork and less lag time.
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Same-day payments. No apps to chase. No bank delays.
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Same-day payouts for professionals managing tax filings, refund disbursements, and disaster relief on behalf of clients
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We’re not just fast; we’re compliant by design. Rubix is built to pass audits, integrate cleanly with existing platforms and handle sensitive financial data securely.
KYC/KYB, OFAC, AML processes all baked in
PCI-compliant integrations
for existing platforms
IRS refund tracking
with real-time status
Rubix is the financial engine powering the Anchor Group ecosystem. We provide compliant, audit-ready flows for platforms like Buoy and MyGig.
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Rubix works because of a trusted network of partners, from banks to compliance tech to platforms processing millions in payouts.
Join the WaitlistWhether you’re running a business, managing client payouts or launching a platform, Rubix is the banking backbone for the modern economy. Scalable, secure and built around real operators.
Learn More About Anchor
Rubix is a modern alternative to traditional business banking, built specifically for small businesses, financial professionals, and tax credit clients. We offer automated treasury accounts, IRS refund routing, and business banking infrastructure that’s fast, secure, and audit-ready.
The best bank for a small business is one that doesn’t slow you down. Rubix offers treasury-backed checking, real-time disbursements, and IRS refund flows, all without the friction or paperwork of traditional banks.
Rubix isn’t a traditional bank. It’s a modern platform built on regulated banking infrastructure. That means you get everything you need (speed, compliance, visibility) without what you don’t (manual forms, hidden fees, delays).
Yes. Rubix supports businesses eligible for the FICA Tip Credit with fully automated refund flows. We handle the setup, routing, and compliance so your refund is processed faster, and your audit trail is always intact.
Rubix is building flows specifically for financial professionals who manage client tax filings and refunds. We automate payouts, provide treasury account access and deliver audit-ready tracking, launching in late 2025.
Yes. Rubix routes IRS refunds directly into compliant treasury accounts, automating the entire process, from deposit to disbursement. It’s fast, accurate and always audit-ready.
Rubix is built with compliance at its core. From secure KYC/KYB to OFAC screening and PCI-grade security, every treasury account and refund route is audit-ready and IRS-aligned, so you never worry about being out of step.
Absolutely. We partner with regulated institutions like Gulf Atlantic Bank and The Anchor Group. Rubix is PCI-DSS certified and fully compliant with KYC, KYB, AML and OFAC protocols. So you’re safe from day one.
If you’re eligible for a tax credit or refund, you can get started today. If you’re a small business or advisor looking for modern banking infrastructure, join our waitlist to be first in line.
Join the WaitlistThe FICA Tip Credit is an employer-focused IRS credit for recovering FICA taxes paid on employee tips. The term Employee Tip Credit is often used more broadly, but Rubix is built specifically to automate the IRS-recognized FICA Tip Credit.
Treasury accounts are IRS-compliant holding and routing accounts used for disbursing federal refunds. Rubix sets these up automatically, enabling faster, safer and auditable refund distribution.
Rubix provides full FICA Tip audit support with pre-logged documentation, IRS-aligned refund tracking and compliant account routing. You're protected before the IRS ever asks.
Rubix automates the entire FICA Tip refund flow: No forms, no delays. We create treasury accounts, route the refund from the IRS, deduct fees, and deliver the final payout to your business.
If your food and beverage business employs tipped workers (e.g., in restaurants, bars, breweries, cafes, catering services or other) and pays FICA taxes on their reported tips, you likely qualify. Rubix helps determine eligibility and ensures IRS compliance from the start.
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